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Visit Spark’s Contracting Page for more info!
Becoming a Contracted Medicare Agent
View our 5-Step Guide HERE
Pre- Licensing Course Discounts
Online Insurance License Courses | Pass with XCEL- Discount Code: SPARK
Take Your Certifications
You must take certifications to sell Medicare Advantage and Prescription Drug Plans. You do not need to certify to sell Medicare Supplement plans. You must certify annually, but the next-year’s AEP certification may apply for the current-year (e.g. in July 2024, taking the 2025 certification will allow you to sell 2024 and 2025 plans). Carrier make certifications available roughly between the last week of June and first weeks of July.
Visit Spark’s Certification Page for more information!
Get Contracted
Check out Spark’s Guide to completing contracts with each carrier!
Understand Contract Status
You can view your contract status for each carrier directly in the Spark platform. Please use this guide to understand what your status means.
Understand your contract status
Purchasing E&O
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Brokers
- Click on the icon above for a discount
Note for agents: The required E&O for Medicare is $1m per claim // $1m aggregate.
Note for agencies: If you have an agency, you can typically use the agency’s E&O for yourself as the Principal (in addition to the agency), and for your downline agents if they are employees and assigning commissions to you. If you have street agents, those street agents typically need to purchase their own E&O. Before purchasing agency E&O, ask your personal E&O carrier if you can add your agency name to the certificate of insurance rather than purchasing an agency policy. If they allow it, it may save you several thousand dollars. If they don’t allow it, you can purchase agency E&O with the link here: https://mga-eo.com/apply/nd/lha-eo