Created
Mar 19, 2025 5:15 PM
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Hospital Indemnity Insurance
An insurance plan that can be purchased in addition to other health insurance coverage.
Intro to Hospital Indemnity Plans
Download the Slide Deck Below!
Hospital Indemnity Slide Deck.pdf3346.6KB
Heartland National Ancillary Products Training Webinar
Heartland National Ancillary Product Training slide deck6078.3KB
GTL Hospital Indemnity Webinar
GTL Hospital Indemnity Slide Deck9517.4KB
Things to Know
- The policyholder pays a monthly premium
- If the policyholder spends time in the hospital, they will receive a fixed amount paid directly to the policyholder to have cover expenses.
- The payouts go directly to the policyholder.
- The payment can be used for anything, although people often use the benefit for deductibles, coinsurance, rehabilitation, or home care costs.
- It can also help pay for expenses during recovery or for lost income.
Many/Most Offer
- Riders for Ambulance Services
- Emergency Room
- Skilled Nursing Facility coverage
Riders Many/Most Include
- Lump Sum Cancer Rider
- Outpatient Surgery Rider
- Outpatient Therapy Rider