Last edited time

Mar 19, 2025 5:15 PM

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Download an Introductory Presentation below:

Types of products

• Final expense: where you start, simplified underwriting small-life policy that's good for senior Medicare clients.
• AIG Guaranteed issue: get the policy without the same strict underwriting.
• Products to start with: AIG Final Expense (Guaranteed Issue), Gerber Life, Mutual of Omaha Living Promise, Aetna, Sons of Norway
• Fixed annuities: don't need an extra license to sell it, and typically a much better alternative if the client has money in CDs
• Most importantly: typically check in advance of policy being sold (esp. annuities) given that they're dealing with so much money.

Running quotes

Click on the link below to run a Final Expense Quote!

Run a quote

Want a quote?

Compete the forms below and send to support@sparkadvisors.com if the quote is not for a guaranteed issue plan.

Appointments

• You typically get appointed when you have a life policy to sell. Don't need to do pre-appointments.

Details by client type:

(carriers to start with: GTL, Gerber, Mutual of Omaha, Aetna, AIG)